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Google Pay launched Aadhaar-based authentication for UPI Transactions

Google Pay customers may register for UPI utilizing Aadhaar through the National Payments Corporation of India (NPCI). Google Pay prospects will be able to create their UPI PIN without a debit card due to the Aadhaar-based UPI onboarding expertise. This step is more likely to help shoppers in creating UPI IDs and make digital funds. The goal can also be to increase financial inclusion. This performance is now accessible to bank account holders at authorised banks.

Users who wish to use UPI using Aadhaar should make sure that (a) their phone number is registered with UIDAI and their bank, and (b) their checking account has Aadhaar linked.

3 Step Process
Users utilizing Google Pay could select between a Debit card and Aadhaar-based UPI onboarding. If they select Aadhaar, prospects should enter the first six digits of their Aadhaar quantity to start the process.

Users will enter OTPs obtained from UIDAI and their bank to finish the authentication stage.

Following that, their bank will end the process and they will be capable of setting their UPI PIN.

Customers will subsequently be capable of using the Google Pay app to make purchases or verify their stability. When a consumer inputs the primary six digits of an Aadhaar number, it’s forwarded to UIDAI for validation by way of NPCI.

Google claims that it doesn’t preserve the Aadhaar quantity and moderately serves as a conduit for communicating it with the NPCI for confirmation.

“We are thrilled to announce UPI activation using Aadhaar-based OTP authentication on Google Pay, bringing simplicity and convenience to our users. This functionality, which is aligned with the Government’s objective to achieve financial inclusion, will reinforce our efforts to drive greater adoption of digital payments in India”, said Google’s Top Management Person.